1ST CLASS EXPRESS Credit Union Profile

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1ST CLASS EXPRESS

Charter #67022 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (262) 548-9328

Fax: (262) 548-9328

Founding Date: N/A

Personnel & Operations

President: Kessenich, Cynthia

Manager: Ross, Susan

FT Employees: 0

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: MWF 1-5 PM, SATURDAYS 9-1

Credit Union Profile Summary

1ST CLASS EXPRESS is a FISCU Credit Union. With a total of 632 members [1], this institution manages approximately $2,133,507 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 22.89% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -22.05% [1].

Financial Snapshot

Total Assets [1]
$2,133,507

Total economic resources.

Total Loans [1]
$1,477,200

Total value of outstanding loans.

Total Deposits [1]
$1,627,932

Total funds deposited by members.

Members [1]
632

Number of active members.

Performance Ratios

Net Worth Ratio [1]
22.89%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.06%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
90.74%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-10.48%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-22.05%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

416 E MAIN ST

WAUKESHA, WI, 53186

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by 1ST CLASS EXPRESS (Charter #67022).

Main Office

Main Office Main Office

Type: Corporate Office

416 E Main St

Waukesha, WI 53186

Phone: (262) 548-9328

Services: Member Services

Open in Directions

Additional Branches

Brookfield

Brookfield Post Office

Type: Branch Office

17345 Civic Dr

Brookfield, WI 53045

Phone: (262) 548-9328

Services: Member Services

Open in Directions

New Berlin

New Berlin Post Office

Type: Branch Office

15300 W Howard Ave

New Berlin, WI 53151

Phone: (262) 548-9328

Services: Member Services

Open in Directions

Waukesha

Waukesha Post Office

Type: Branch Office

300 E Broadway

Waukesha, WI 53186

Phone: (262) 548-9328

Services: Member Services

Open in Directions