1ST COMMUNITY Credit Union Profile

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1ST COMMUNITY

Charter #67012 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (608) 269-8121

Fax: (608) 269-1074

Founding Date: N/A

Website: http://www.1stccu.com

Personnel & Operations

President: Whitehead, Wendy

Manager: Bauges, Brad

FT Employees: 49

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: Monday - Friday 8:00 a.m. to 5:00 p.m. Sat

Credit Union Profile Summary

1ST COMMUNITY is a FISCU Credit Union. With a total of 15,729 members [1], this institution manages approximately $270,275,087 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.53% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.87% [1].

Financial Snapshot

Total Assets [1]
$270,275,087

Total economic resources.

Total Loans [1]
$214,836,669

Total value of outstanding loans.

Total Deposits [1]
$240,626,784

Total funds deposited by members.

Members [1]
15,729

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.53%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.13%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
89.28%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.96%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 6.87%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.54%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1000 W Wisconsin St

Sparta, WI, 54656-2230
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by 1ST COMMUNITY (Charter #67012).

Main Office

1st CCU Sparta Main Office

Type: Corporate Office

1000 W Wisconsin St

Sparta, WI 54656-2230

Phone: (608) 269-8121

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Sparta

Sparta Lending Admin

Type: Branch Office

1020 W Wisconsin St

Sparta, WI 54656-2230

Phone: (608) 269-8121

Services: None specified

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Tomah

1st CCU Tomah

Type: Branch Office

220 Buan Ave

Tomah, WI 54660

Phone: (608) 377-7730

Services: Member Services, ATM, Drive-Thru

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West Salem

1st CCU West Salem

Type: Branch Office

1410 W City Highway 16

West Salem, WI 54669-1936

Phone: (608) 786-2420

Services: Member Services, ATM, Drive-Thru

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