ROYAL Credit Union Profile

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ROYAL

Charter #66834 | NCUA Region 3 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (715) 833-8111

Fax:

Founding Date: N/A

Website: http://www.rcu.org

Personnel & Operations

President: Huffcutt, Tom

Manager: Riechers, Brandon

FT Employees: 810

PT Employees: 67

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 56

Hours: M-F 8:30AM-5:00PM

Credit Union Profile Summary

ROYAL is a FISCU Credit Union. With a total of 330,081 members ^[1], this institution manages approximately $5,615,745,836 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.95% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.43% ^[1].

Financial Snapshot

Total Assets ^[1]

$5,615,745,836

Total economic resources.

Total Loans ^[1]

$4,841,360,880

Total value of outstanding loans.

Total Deposits ^[1]

$4,978,667,188

Total funds deposited by members.

Members ^[1]

330,081

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.95%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.31%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

97.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 4.30%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 3.43%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 4.66%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

200 RIVERFRONT TER

EAU CLAIRE, WI, 54703

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

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Branch Locations

Found 57 branches reported by ROYAL (Charter #66834).

Main Office

Corporate Center Main Office

Type: Corporate Office

200 Riverfront Ter

Eau Claire, WI 54703

Phone: (715) 833-8111

Services: None specified

ROYAL Credit Union Profile

ROYAL

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Corporate Center Main Office

Additional Branches

Altoona

Apple Valley

Arden Hills

Balsam Lake

Chippewa Falls

Colby

Eau Claire

Eden Prairie

Edina

Hudson

Hugo

Inver Grove Heights

Medford

Menomonie

New Richmond

Osceola

Rice Lake

River Falls

Saint Croix Falls

Saint Paul

Somerset

Stillwater

White Bear Lake

Whitehall