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HOME

Charter #6674 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 623-6800

Fax:

Founding Date: N/A

Website: https://www.homefcu.org

Personnel & Operations

President: Workman, Roscoe

Manager: Swiger, Natisha

FT Employees: 9

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 2

Hours: 8:00-4:00 Lobby Monday-Friday 7:30-4:00 Dri

Credit Union Profile Summary

HOME is a FCU Credit Union. With a total of 3,007 members [1], this institution manages approximately $36,089,564 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.45% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.57% [1].

Financial Snapshot

Total Assets [1]
$36,089,564

Total economic resources.

Total Loans [1]
$23,386,511

Total value of outstanding loans.

Total Deposits [1]
$30,849,985

Total funds deposited by members.

Members [1]
3,007

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.45%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
75.81%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 6.10%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.57%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.14%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

131 W Pike St

Clarksburg, WV, 26301
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by HOME (Charter #6674).

Main Office

Home Federal Credit Union Main Office

Type: Corporate Office

131 W Pike St

Clarksburg, WV 26301

Phone: (304) 623-6800

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Bridgeport

Hope Federal Credit Union

Type: Branch Office

925 White Oaks Blvd

Bridgeport, WV 26330

Phone: (681) 842-3065

Services: None specified

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Troy

FiServ

Type: Corporate Office

5600 Crooks Rd

Troy, MI 48098

Phone: (248) 828-1300

Services: None specified

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