NORTH COAST Credit Union Profile

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NORTH COAST

Charter #66734 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (360) 733-3982

Fax: (360) 671-8235

Founding Date: N/A

Website: http://www.northcoastcu.com

Personnel & Operations

President: Marin, Gerzon

Manager: Griffith, A.C.

FT Employees: 66

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: M-F 9:00 am to 5:30 pm

Credit Union Profile Summary

NORTH COAST is a FISCU Credit Union. With a total of 20,418 members [1], this institution manages approximately $396,177,508 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.81% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.95% [1].

Financial Snapshot

Total Assets [1]
$396,177,508

Total economic resources.

Total Loans [1]
$262,928,578

Total value of outstanding loans.

Total Deposits [1]
$342,641,790

Total funds deposited by members.

Members [1]
20,418

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.81%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.02%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
76.74%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.35%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 7.95%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.04%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1100 Dupont St

Bellingham, WA, 98225-3113
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by NORTH COAST (Charter #66734).

Main Office

Bellingham Branch Main Office

Type: Corporate Office

1100 Dupont St

Bellingham, WA 98225-3113

Phone: (360) 733-3982

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Anacortes

Anacortes Branch

Type: Branch Office

12543 Christianson Rd

Anacortes, WA 98221-8682

Phone: (800) 696-8830

Services: Member Services

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Bellingham

Northwest Branch

Type: Branch Office

3250 Northwest Ave

Bellingham, WA 98225-1318

Phone: (360) 733-3982

Services: Member Services, ATM, Drive-Thru

Open in Directions

Ferndale

Ferndale Branch

Type: Branch Office

5657 Riverside Dr

Ferndale, WA 98248

Phone: (360) 380-3194

Services: Member Services, ATM, Drive-Thru

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Mount Vernon

Mount Vernon Branch

Type: Branch Office

1410 Riverside Dr

Mount Vernon, WA 98273-2442

Phone: (360) 428-1779

Services: Member Services, ATM, Drive-Thru

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Sedro Woolley

Sedro-Woolley Branch

Type: Branch Office

108 N Township St Ste B

Sedro Woolley, WA 98284-1232

Phone: (360) 854-7695

Services: Member Services, ATM

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