RIPPLE Credit Union Profile

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RIPPLE

Charter #66683 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (920) 233-1140

Fax: (920) 426-1151

Founding Date: N/A

Website: http://www.ripplecu.org

Personnel & Operations

President: Cummings, Elizabeth

Manager: Hilbert, Danielle

FT Employees: 7

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Drive Up 7:30 a.m. to 5:30 p.m.Lobby 9:00a

Credit Union Profile Summary

RIPPLE is a FISCU Credit Union. With a total of 2,440 members [1], this institution manages approximately $36,162,962 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.09% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.44% [1].

Financial Snapshot

Total Assets [1]
$36,162,962

Total economic resources.

Total Loans [1]
$28,703,844

Total value of outstanding loans.

Total Deposits [1]
$31,077,057

Total funds deposited by members.

Members [1]
2,440

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.09%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.48%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
92.36%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.82%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
7.44%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.83%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

429 N Sawyer St

Oshkosh, WI, 54902-4253

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by RIPPLE (Charter #66683).

Main Office

Main Location Main Office

Type: Corporate Office

429 N Sawyer St

Oshkosh, WI 54902-4253

Phone: (920) 233-1140

Services: Member Services, Drive-Thru

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