PROSPERA Credit Union Profile

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PROSPERA

Charter #66652 | NCUA Region 3 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (920) 882-4800

Fax: (920) 738-4978

Founding Date: N/A

Website: http://www.myprospera.com

Personnel & Operations

President: Clifford, Tom

Manager: Schinke, Sheila

FT Employees: 80

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: 8 AM - 5 PM CST MONDAY THRU FRIDAY

Credit Union Profile Summary

PROSPERA is a FISCU Credit Union. With a total of 21,561 members ^[1], this institution manages approximately $367,335,572 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.03% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.63% ^[1].

Financial Snapshot

Total Assets ^[1]

$367,335,572

Total economic resources.

Total Loans ^[1]

$307,658,978

Total value of outstanding loans.

Total Deposits ^[1]

$314,682,251

Total funds deposited by members.

Members ^[1]

21,561

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.03%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.48%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

97.77%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -0.37%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -1.63%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -0.05%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4830 N BALLARD RD

APPLETON, WI, 54913

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

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