GUARDIAN Credit Union Profile

Showing details for GUARDIAN Credit Union.

Home > WI > GUARDIAN

GUARDIAN

Charter #66638 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (414) 546-7450

Fax:

Founding Date: N/A

Website: http://www.guardiancu.org

Personnel & Operations

President: Jelinek, Robert

Manager: Nitka, Kevin

FT Employees: 87

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: M-F 9AM to 5PM S 9AM to Noon

Credit Union Profile Summary

GUARDIAN is a FISCU Credit Union. With a total of 25,992 members [1], this institution manages approximately $291,761,662 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.52% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.77% [1].

Financial Snapshot

Total Assets [1]
$291,761,662

Total economic resources.

Total Loans [1]
$170,404,827

Total value of outstanding loans.

Total Deposits [1]
$258,059,797

Total funds deposited by members.

Members [1]
25,992

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.52%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.70%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
66.03%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.30%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -6.77%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.01%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

7801 S Howell Ave

Oak Creek, WI, 53154
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 6 branches reported by GUARDIAN (Charter #66638).

Main Office

Guardian Credit Union-Oak Creek Office Main Office

Type: Corporate Office

7801 S Howell Ave

Oak Creek, WI 53154

Phone: (414) 546-7450

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Menomonee Falls

Guardian Credit Union-Menomonee Falls Office

Type: Branch Office

W186N9559 Bancroft Dr

Menomonee Falls, WI 53051-8009

Phone: (414) 546-7450

Services: Member Services, ATM, Drive-Thru

Open in Directions

South Milwaukee

Guardian Credit Union-South Milwaukee Office

Type: Branch Office

1025 Milwaukee Ave

South Milwaukee, WI 53172

Phone: (414) 546-7450

Services: Member Services, ATM

Open in Directions

Waukesha

Guardian Credit Union-Waukesha Office

Type: Branch Office

1501 E Sunset Dr

Waukesha, WI 53189-8029

Phone: (414) 546-7450

Services: Member Services, ATM, Drive-Thru

Open in Directions

West Allis

Guardian Credit Union-West Allis Office

Type: Branch Office

11220 W Oklahoma Ave

West Allis, WI 53227

Phone: (414) 546-7450

Services: Member Services, ATM, Drive-Thru

Open in Directions

West Milwaukee

Guardian Credit Union-West Milwaukee Office

Type: Branch Office

4501 W Greenfield Ave

West Milwaukee, WI 53214

Phone: (414) 546-7450

Services: Member Services, ATM, Drive-Thru

Open in Directions