CITIZENS COMMUNITY Credit Union Profile

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CITIZENS COMMUNITY

Charter #66592 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (515) 955-5524

Fax: (515) 955-8241

Founding Date: N/A

Website: http://www.citizenscu.com

Personnel & Operations

President: Doyle, Tim

Manager: Scott, Dan

FT Employees: 52

PT Employees: 11

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 8

Hours: M-F 9-5

Credit Union Profile Summary

CITIZENS COMMUNITY is a FISCU Credit Union. With a total of 14,134 members [1], this institution manages approximately $240,614,981 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 18.35% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.93% [1].

Financial Snapshot

Total Assets [1]
$240,614,981

Total economic resources.

Total Loans [1]
$172,379,657

Total value of outstanding loans.

Total Deposits [1]
$193,761,716

Total funds deposited by members.

Members [1]
14,134

Number of active members.

Performance Ratios

Net Worth Ratio [1]
18.35%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.32%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
88.96%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.93%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.46%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2012 1st Ave S

Fort Dodge, IA, 50501-6704
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 8 branches reported by CITIZENS COMMUNITY (Charter #66592).

Main Office

Citizens Community Credit Union Main Office

Type: Corporate Office

2012 1st Ave S

Fort Dodge, IA 50501-6704

Phone: (515) 955-5524

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Algona

Citizens Community Credit Union

Type: Branch Office

403 E Call St

Algona, IA 50511

Phone: (515) 295-7121

Services: Member Services, Drive-Thru

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Belmond

Citizens Community Credit Union

Type: Branch Office

247 E Main St Ste B

Belmond, IA 50421-1122

Phone: (641) 444-3388

Services: Member Services, Drive-Thru

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Estherville

Citizens Community Credit Union

Type: Branch Office

2 N 2nd St

Estherville, IA 51334

Phone: (712) 362-7751

Services: Member Services, Drive-Thru

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Fort Dodge

Citizens Community Credit Union

Type: Branch Office

115 S 29th St

Fort Dodge, IA 50501

Phone: (515) 955-7787

Services: Member Services

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Lake Mills

Citizens Community Credit Union

Type: Branch Office

106 S Mill St

Lake Mills, IA 50450

Phone: (641) 592-0900

Services: Member Services

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Spirit Lake

Citizens Community Credit Union

Type: Branch Office

1310 18th St Ste A

Spirit Lake, IA 51360-1150

Phone: (712) 336-1095

Services: Member Services, Drive-Thru

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Storm Lake

Citizens Community Credit Union

Type: Branch Office

609 Flindt Dr

Storm Lake, IA 50588

Phone: (712) 732-5400

Services: Member Services, ATM, Drive-Thru

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