CALIFORNIA COAST Credit Union Profile

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CALIFORNIA COAST

Charter #66584 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (877) 495-1600

Fax: (858) 495-1672

Founding Date: N/A

Website: http://www.calcoastcu.org

Personnel & Operations

President: Ruis, Warren

Manager: Lane, Todd

FT Employees: 533

PT Employees: 24

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 26

Hours: M-F 7:30A-6P Sa 9A-2P

Credit Union Profile Summary

CALIFORNIA COAST is a FISCU Credit Union. With a total of 206,919 members [1], this institution manages approximately $3,353,720,498 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.43% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.13% [1].

Financial Snapshot

Total Assets [1]
$3,353,720,498

Total economic resources.

Total Loans [1]
$2,281,040,009

Total value of outstanding loans.

Total Deposits [1]
$2,976,349,745

Total funds deposited by members.

Members [1]
206,919

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.43%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.62%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
76.64%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.13%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.21%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

9201 Spectrum Center Blvd

San Diego, CA, 92123-1407

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 26 branches reported by CALIFORNIA COAST (Charter #66584).

Main Office

Spectrum Center Main Office

Type: Corporate Office

9201 Spectrum Center Blvd

San Diego, CA 92123-1407

Phone: (877) 495-1600

Services: ATM

Open in Directions

Additional Branches

Chula Vista

Chula Vista

Type: Branch Office

386 E H St Ste 213

Chula Vista, CA 91910-7487

Phone: (858) 495-1600

Services: Member Services, ATM

Open in Directions

Otay Ranch

Type: Branch Office

1741 Eastlake Pkwy Ste 104

Chula Vista, CA 91915-2032

Phone: (858) 495-1600

Services: Member Services, ATM

Open in Directions

El Cajon

El Cajon

Type: Branch Office

898 Jackman St

El Cajon, CA 92020-3057

Phone: (858) 495-1600

Services: Member Services, ATM

Open in Directions

Encinitas

Encinitas

Type: Branch Office

429 Santa Fe Dr

Encinitas, CA 92024

Phone: (858) 495-1600

Services: Member Services, ATM

Open in Directions

Escondido

Escondido

Type: Branch Office

962 W Valley Pkwy

Escondido, CA 92025-2554

Phone: (858) 495-1600

Services: Member Services, ATM

Open in Directions

La Mesa

La Mesa

Type: Branch Office

8002 La Mesa Blvd

La Mesa, CA 91942

Phone: (858) 495-1600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Menifee

Menifee

Type: Branch Office

30015 Haun Rd

Menifee, CA 92584-6805

Phone: (858) 495-1600

Services: Member Services, ATM

Open in Directions

Murrieta

Murrieta Hot Springs

Type: Branch Office

40230 Murrieta Hot Springs Rd

Murrieta, CA 92563

Phone: (858) 495-1600

Services: Member Services, ATM

Open in Directions

Murrieta Madison

Type: Branch Office

24716 Madison Ave

Murrieta, CA 92562

Phone: (858) 495-1600

Services: Member Services, ATM, Drive-Thru

Open in Directions

National City

National City

Type: Branch Office

1704 Sweetwater Rd

National City, CA 91950

Phone: (858) 495-1600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Oceanside

Oceanside Tri-City

Type: Branch Office

3485 Marron Rd

Oceanside, CA 92056

Phone: (858) 495-1600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Poway

Poway

Type: Branch Office

13616 Poway Rd Ste 200

Poway, CA 92064

Phone: (858) 495-1600

Services: Member Services, ATM

Open in Directions

San Diego

Clairemont

Type: Branch Office

4265 Genesee Ave

San Diego, CA 92117

Phone: (858) 495-1600

Services: Member Services, ATM, Drive-Thru

Open in Directions

East Village

Type: Branch Office

777 J St

San Diego, CA 92101

Phone: (858) 495-1600

Services: Member Services, ATM

Open in Directions

Hillcrest

Type: Branch Office

1060 University Ave Ste A101

San Diego, CA 92103-7346

Phone: (858) 495-1600

Services: Member Services, ATM

Open in Directions

Mira Mesa

Type: Branch Office

8220 Mira Mesa Blvd Ste D

San Diego, CA 92126

Phone: (858) 495-1600

Services: Member Services, ATM

Open in Directions

San Diego

Type: Branch Office

440 Beech St

San Diego, CA 92101

Phone: (858) 495-1600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Scripps Ranch

Type: Branch Office

9825 Mira Mesa Blvd

San Diego, CA 92131

Phone: (858) 495-1600

Services: Member Services, ATM

Open in Directions

SDSU Campus

Type: Branch Office

SDSU Conrad Prebys Aztec Student Union Ste 140

5500 Campanile Dr

San Diego, CA 92182-0001

Phone: (858) 495-1600

Services: Member Services, ATM

Open in Directions

Solar Turbine

Type: Branch Office

2200 Pacific Hwy

San Diego, CA 92101-1745

Phone: (858) 495-1600

Services: Member Services, ATM

Open in Directions

University City

Type: Branch Office

3202 Governor Dr Ste 102

San Diego, CA 92122

Phone: (858) 495-1600

Services: Member Services

Open in Directions

University Heights

Type: Branch Office

4470 Park Blvd

San Diego, CA 92116

Phone: (858) 495-1600

Services: Member Services, ATM, Drive-Thru

Open in Directions

San Marcos

San Marcos

Type: Branch Office

140 Knoll Rd

San Marcos, CA 92069

Phone: (858) 495-1600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Santee

Santee

Type: Branch Office

9808 Mission Gorge Rd Ste A

Santee, CA 92071

Phone: (858) 495-1600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Temecula

Temecula

Type: Branch Office

32170 Temecula Pkwy Bldg C

Temecula, CA 92592-6801

Phone: (858) 495-1600

Services: Member Services, ATM

Open in Directions