BAY SHORE Credit Union Profile

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BAY SHORE

Charter #66549 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (715) 732-0065

Fax: (715) 732-2794

Founding Date: N/A

Website: http://www.bayshorecu.org

Personnel & Operations

President: Hubert, Mitch

Manager: Carviou, Vicki

FT Employees: 10

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: MONDAY-FRIDAY 8:30 A.M. - 5:00 P.M.SATURD

Credit Union Profile Summary

BAY SHORE is a FISCU Credit Union. With a total of 3,317 members [1], this institution manages approximately $45,967,107 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 18.39% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.93% [1].

Financial Snapshot

Total Assets [1]
$45,967,107

Total economic resources.

Total Loans [1]
$19,009,830

Total value of outstanding loans.

Total Deposits [1]
$36,934,864

Total funds deposited by members.

Members [1]
3,317

Number of active members.

Performance Ratios

Net Worth Ratio [1]
18.39%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.03%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
51.47%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.12%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-3.93%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.04%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1514 CLEVELAND AVE

MARINETTE, WI, 54143-3921

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by BAY SHORE (Charter #66549).

Main Office

Bay Shore Credit Union-Main Main Office

Type: Corporate Office

1514 Cleveland Ave

Marinette, WI 54143-3921

Phone: (715) 732-0065

Services: Member Services, ATM, Drive-Thru

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