PENINSULA COMMUNITY Credit Union Profile

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PENINSULA COMMUNITY

Charter #665 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (360) 426-1601

Fax: (360) 427-3169

Founding Date: N/A

Website: http://www.pcfcu.org

Personnel & Operations

President: Bolender, John

Manager: Morrell, James

FT Employees: 70

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 5

Hours: M-F 9:00 - 5:30 P.M.

Credit Union Profile Summary

PENINSULA COMMUNITY is a FCU Credit Union. With a total of 21,792 members [1], this institution manages approximately $299,169,689 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.24% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.46% [1].

Financial Snapshot

Total Assets [1]
$299,169,689

Total economic resources.

Total Loans [1]
$205,948,047

Total value of outstanding loans.

Total Deposits [1]
$264,066,976

Total funds deposited by members.

Members [1]
21,792

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.24%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.54%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.99%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.18%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
6.46%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
3.43%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

521 W RAILROAD AVE

SHELTON, WA, 98584-3520

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by PENINSULA COMMUNITY (Charter #665).

Main Office

Shelton Administrative Office and Branch Location Main Office

Type: Corporate Office

521 W Railroad Ave

Shelton, WA 98584-3520

Phone: (360) 426-1601

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Belfair

Belfair Branch

Type: Branch Office

23550 NE State Route 3

Belfair, WA 98528

Phone: (360) 275-6066

Services: Member Services, ATM, Drive-Thru

Open in Directions

Port Orchard

Port Orchard Branch

Type: Branch Office

1081 Bethel Ave

Port Orchard, WA 98366-4207

Phone: (360) 876-8898

Services: Member Services, ATM, Drive-Thru

Open in Directions

Port Townsend

Port Townsend

Type: Branch Office

1250 W Sims Way

Port Townsend, WA 98368

Phone: (360) 385-5575

Services: Member Services, ATM

Open in Directions

Poulsbo

Poulsbo Branch

Type: Branch Office

21505 Market Pl NW Ste 109

Poulsbo, WA 98370-6635

Phone: (360) 697-3011

Services: Member Services, ATM

Open in Directions