INDIANHEAD Credit Union Profile

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INDIANHEAD

Charter #66434 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (715) 635-8273

Fax: (715) 635-6913

Founding Date: N/A

Website: http://www.indianheadcu.org

Personnel & Operations

President: OSTRENGA, MICHAEL

Manager: GOTTSCHALK, DALE

FT Employees: 16

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Drive Thru : 8-5:00 Monday through Friday,

Credit Union Profile Summary

INDIANHEAD is a FISCU Credit Union. With a total of 7,186 members [1], this institution manages approximately $92,059,898 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.47% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 14.06% [1].

Financial Snapshot

Total Assets [1]
$92,059,898

Total economic resources.

Total Loans [1]
$60,626,258

Total value of outstanding loans.

Total Deposits [1]
$76,950,721

Total funds deposited by members.

Members [1]
7,186

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.47%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.91%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
78.79%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.59%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 14.06%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.66%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

104 E MAPLE ST

SPOONER, WI, 54801-1482
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by INDIANHEAD (Charter #66434).

Main Office

Main Office Main Office

Type: Corporate Office

104 E MAPLE ST

Spooner, WI 54801-1482

Phone: (715) 635-8273

Services: Member Services, Drive-Thru

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Additional Branches

Grantsburg

GRANTSBURG OFFICE

Type: Branch Office

138 W MADISON AVE

Grantsburg, WI 54840-7022

Phone: (715) 463-5515

Services: Member Services

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Superior

SUPERIOR OFFICE

Type: Branch Office

1225 TOWER AVE

Superior, WI 54880

Phone: (715) 392-4524

Services: Member Services

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