HARBORSTONE Credit Union Profile

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HARBORSTONE

Charter #66399 | NCUA Region 3 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (253) 584-2260

Fax: (253) 581-2975

Founding Date: N/A

Website: http://www.Harborstone.com

Personnel & Operations

President: Stevens, Rick

Manager: Bullock, Geoff

FT Employees: 290

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 16.78%

Membership Type: 99

Branches: 16

Hours: M-F 8AM-5PM

Credit Union Profile Summary

HARBORSTONE is a FISCU Credit Union. With a total of 94,777 members ^[1], this institution manages approximately $2,205,693,233 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.53% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.94% ^[1].

Financial Snapshot

Total Assets ^[1]

$2,205,693,233

Total economic resources.

Total Loans ^[1]

$1,636,534,299

Total value of outstanding loans.

Total Deposits ^[1]

$1,879,085,318

Total funds deposited by members.

Members ^[1]

94,777

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.53%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.80%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

87.09%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 5.09%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 5.94%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 4.21%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

9611 GRAVELLY LAKE DR SW

LAKEWOOD, WA, 98499-1510

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 15 branches reported by HARBORSTONE (Charter #66399).

Main Office

Administrative Office Main Office

Type: Corporate Office

9611 Gravelly Lake Dr Sw

Lakewood, WA 98499-1510

Phone: (253) 584-2260

Services: None specified

HARBORSTONE Credit Union Profile

HARBORSTONE

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Administrative Office Main Office

Additional Branches

Bonney Lake

Bothell

Gig Harbor

Issaquah

Joint Base Lewis Mcchord

Kent

Lacey

Lakewood

Puyallup

Seattle

Spanaway

Tacoma

Tukwila