WHATCOM EDUCATIONAL Credit Union Profile

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WHATCOM EDUCATIONAL

Charter #66373 | NCUA Region 3 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 525-8703

Fax: (360) 756-7800

Founding Date: N/A

Website: http://www.wecu.com

Personnel & Operations

President: Mast, Gabriel

Manager: Kutcher, Jennifer

FT Employees: 419

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 11

Hours: 8am-6pm

Credit Union Profile Summary

WHATCOM EDUCATIONAL is a FISCU Credit Union. With a total of 167,827 members ^[1], this institution manages approximately $3,055,279,106 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.9% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 16.56% ^[1].

Financial Snapshot

Total Assets ^[1]

$3,055,279,106

Total economic resources.

Total Loans ^[1]

$2,575,775,968

Total value of outstanding loans.

Total Deposits ^[1]

$2,477,557,392

Total funds deposited by members.

Members ^[1]

167,827

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.9%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.49%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

103.96%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 7.74%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 16.56%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 3.96%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

21 Bellwether Way Ste 111

Bellingham, WA, 98225

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 13 branches reported by WHATCOM EDUCATIONAL (Charter #66373).

Main Office

Admin Building - 21 Bellwether Way Main Office

Type: Corporate Office

21 Bellwether Way Ste 111

Bellingham, WA 98225

Phone: (800) 525-8703

Services: None specified

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Additional Branches