SCOTT Credit Union Profile

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SCOTT

Charter #66370 | NCUA Region 3 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (618) 345-1000

Fax: (618) 659-8578

Founding Date: N/A

Website: https://www.scu.org

Personnel & Operations

President: Haffner, Lawrence

Manager: Padak, Frank

FT Employees: 336

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 23

Hours: Monday, Tuesday, Thursday Friday 8am-6pm

Credit Union Profile Summary

SCOTT is a FISCU Credit Union. With a total of 136,811 members ^[1], this institution manages approximately $1,804,116,046 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.51% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.44% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,804,116,046

Total economic resources.

Total Loans ^[1]

$1,113,272,348

Total value of outstanding loans.

Total Deposits ^[1]

$1,609,251,460

Total funds deposited by members.

Members ^[1]

136,811

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.51%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.57%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

69.18%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 1.67%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -6.44%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -6.11%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

101 Credit Union Way

Edwardsville, IL, 62025

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

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Branch Locations

Found 26 branches reported by SCOTT (Charter #66370).

Main Office

Home Office Main Office

Type: Corporate Office

101 Credit Union Way

Edwardsville, IL 62025

Phone: (618) 345-1000

Services: Member Services, ATM, Drive-Thru

SCOTT Credit Union Profile

SCOTT

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Home Office Main Office

Additional Branches

Affton

Belleville

Breese

Chicago

Collinsville

Columbia

Edwardsville

Evergreen Park

Fairview Heights

Highland

Lebanon

Mascoutah

Midlothian

O Fallon

Saint Louis

Scott Air Force Base

Trenton

Troy

Waterloo

Wood River