DELTA COMMUNITY Credit Union Profile

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DELTA COMMUNITY

Charter #66357 | NCUA Region 2 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (404) 715-4725

Fax:

Founding Date: N/A

Website: https://www.deltacommunitycu.com

Personnel & Operations

President: O'Shea, Linda

Manager: Halter, Hank

FT Employees: 1,349

PT Employees: 16

Designations & Ratios

MDI Status: No

RBC Ratio: 20.85%

Membership Type: 99

Branches: 33

Hours: Lobby Hours: 8:30 a.m -4:30 p.m., Mon-Thu (

Credit Union Profile Summary

DELTA COMMUNITY is a FISCU Credit Union. With a total of 519,925 members ^[1], this institution manages approximately $8,835,276,412 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.07% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.74% ^[1].

Financial Snapshot

Total Assets ^[1]

$8,835,276,412

Total economic resources.

Total Loans ^[1]

$5,903,050,727

Total value of outstanding loans.

Total Deposits ^[1]

$7,836,585,337

Total funds deposited by members.

Members ^[1]

519,925

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

12.07%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.89%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

75.33%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 2.75%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 4.74%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.98%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3250 Riverwood Pkwy SE

Atlanta, GA, 30339-6419

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 32 branches reported by DELTA COMMUNITY (Charter #66357).

Main Office

Vinings (Cumberland Boulevard) Main Office

Type: Corporate Office

3250 Riverwood Pkwy SE

Atlanta, GA 30339-6419

Phone: (404) 715-4725

Services: Member Services, ATM, Drive-Thru

DELTA COMMUNITY Credit Union Profile

DELTA COMMUNITY

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Vinings (Cumberland Boulevard) Main Office

Additional Branches

Alpharetta

Atlanta

Buford

Canton

Chamblee

Cumming

Decatur

Douglasville

Duluth

Fayetteville

Florence

Gainesville

Johns Creek

Marietta

Mcdonough

Newnan

Peachtree City

Salt Lake City

Sandy Springs

Snellville

Southlake

Stockbridge

Woodstock