PROVIDENT Credit Union Profile

Showing details for PROVIDENT Credit Union.

Home > CA > PROVIDENT

PROVIDENT

Charter #66343 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (650) 508-0300

Fax: (650) 508-7284

Founding Date: N/A

Website: https://www.providentcu.org

Personnel & Operations

President: Johnson, Samuel

Manager: Ernest, James

FT Employees: 313

PT Employees: 15

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 23

Hours: M-F 8:00 AM TO 6:00PM

Credit Union Profile Summary

PROVIDENT is a FISCU Credit Union. With a total of 134,675 members [1], this institution manages approximately $3,570,902,203 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.32% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.36% [1].

Financial Snapshot

Total Assets [1]
$3,570,902,203

Total economic resources.

Total Loans [1]
$2,697,621,685

Total value of outstanding loans.

Total Deposits [1]
$3,143,149,870

Total funds deposited by members.

Members [1]
134,675

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.32%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.39%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
85.83%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.76%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
3.36%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.38%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

303 TWIN DOLPHIN DR

REDWOOD CITY, CA, 94065-1497

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 22 branches reported by PROVIDENT (Charter #66343).

Main Office

Corporate Office Main Office

Type: Corporate Office

303 Twin Dolphin Dr

Redwood City, CA 94065-1497

Phone: (650) 508-0300

Services: Member Services, ATM

Open in Directions

Additional Branches

Alameda

Provident CU Alameda Branch

Type: Branch Office

2250 S Shore Ctr Ste C

Alameda, CA 94501

Phone: (800) 632-4600

Services: Member Services, ATM

Open in Directions

Belmont

Provident CU Belmont Branch

Type: Branch Office

490 El Camino Real

Belmont, CA 94002

Phone: (650) 598-0716

Services: Member Services, ATM

Open in Directions

Daly City

Branch Office

Type: Branch Office

2171 Junipero Serra Blvd Ste 150

Daly City, CA 94014-1955

Phone: (650) 991-4729

Services: Member Services, ATM

Open in Directions

Dublin

Branch Office

Type: Branch Office

2680 Dublin Blvd

Dublin, CA 94568

Phone: (925) 875-0010

Services: Member Services, ATM

Open in Directions

Folsom

Branch Office

Type: Branch Office

2475 Iron Point Rd Ste 110

Folsom, CA 95630-8755

Phone: (916) 893-1851

Services: Member Services, ATM

Open in Directions

Fremont

Branch Office

Type: Branch Office

39080 Argonaut Way

Fremont, CA 94538

Phone: (800) 632-4600

Services: Member Services, ATM

Open in Directions

Hayward

Branch Office

Type: Branch Office

22302 Foothill Blvd

Hayward, CA 94541-2710

Phone: (510) 582-7269

Services: Member Services, ATM

Open in Directions

Los Gatos

Branch Office

Type: Branch Office

15425 Los Gatos Blvd

Los Gatos, CA 95032-2553

Phone: (408) 358-3693

Services: Member Services, ATM

Open in Directions

Millbrae

Branch Office

Type: Branch Office

209 Broadway

Millbrae, CA 94030-2507

Phone: (650) 259-7562

Services: Member Services, ATM

Open in Directions

Oakland

Branch Office

Type: Branch Office

8301 Edgewater Dr

Oakland, CA 94621-1460

Phone: (510) 632-4847

Services: Member Services, ATM

Open in Directions

Palo Alto

Branch Office

Type: Branch Office

2390 El Camino Real Ste 110

Palo Alto, CA 94306-1437

Phone: (650) 320-1521

Services: Member Services, ATM

Open in Directions

Redwood City

Branch Office

Type: Branch Office

210 Redwood Shores Pkwy

Redwood City, CA 94065-1100

Phone: (650) 591-7845

Services: Member Services, ATM

Open in Directions

San Francisco

Branch Office

Type: Branch Office

701 Sacramento St

San Francisco, CA 94108-2504

Phone: (415) 397-3302

Services: Member Services, ATM

Open in Directions

Branch Office

Type: Branch Office

450 Golden Gate Ave Ste 2-0558

San Francisco, CA 94102-3433

Phone: (415) 864-1519

Services: Member Services, ATM

Open in Directions

San Jose

Branch Office

Type: Branch Office

1705 E Capitol Expy Ste 20

San Jose, CA 95121-1588

Phone: (408) 532-6348

Services: Member Services, ATM

Open in Directions

Branch Office

Type: Branch Office

1757 Technology Dr Ste 10

San Jose, CA 95110-1322

Phone: (408) 436-9480

Services: Member Services, ATM

Open in Directions

Branch Office

Type: Branch Office

5801 Cottle Rd Ste 20

San Jose, CA 95123-3714

Phone: (408) 224-0135

Services: Member Services

Open in Directions

San Mateo

Branch Office

Type: Branch Office

2727 S El Camino Real Ste B

San Mateo, CA 94403-2489

Phone: (650) 522-8564

Services: Member Services, ATM

Open in Directions

San Ramon

Branch Office

Type: Branch Office

11030 Bollinger Canyon Rd Ste 190

San Ramon, CA 94582-4874

Phone: (925) 648-0684

Services: Member Services, ATM

Open in Directions

Sunnyvale

Branch Office

Type: Branch Office

398 W El Camino Real

Sunnyvale, CA 94087-1397

Phone: (408) 746-9286

Services: Member Services, ATM

Open in Directions

Walnut Creek

Branch Office

Type: Branch Office

742 Bancroft Rd

Walnut Creek, CA 94598-1531

Phone: (925) 941-6308

Services: Member Services, ATM

Open in Directions