INDUSTRIAL CU OF WHATCOM COUNTY Credit Union Profile

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INDUSTRIAL CU OF WHATCOM COUNTY

Charter #66337 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (360) 734-2043

Fax: (360) 738-4937

Founding Date: N/A

Website: https://www.industrialcu.com

Personnel & Operations

President: Knauft, Nikole

Manager: Hahnel, Brandon

FT Employees: 102

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: Monday through Friday 9:00am - 5:30pm

Credit Union Profile Summary

INDUSTRIAL CU OF WHATCOM COUNTY is a FISCU Credit Union. With a total of 33,961 members [1], this institution manages approximately $404,688,442 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.12% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.47% [1].

Financial Snapshot

Total Assets [1]
$404,688,442

Total economic resources.

Total Loans [1]
$257,939,319

Total value of outstanding loans.

Total Deposits [1]
$356,386,364

Total funds deposited by members.

Members [1]
33,961

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.12%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.51%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.38%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.60%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -8.47%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.76%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1100 N State St

Bellingham, WA, 98225-5014
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 7 branches reported by INDUSTRIAL CU OF WHATCOM COUNTY (Charter #66337).

Main Office

State Street Main Office

Type: Corporate Office

1100 N State St

Bellingham, WA 98225-5014

Phone: (360) 734-2043

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Bellingham

Fred Meyer

Type: Branch Office

1225 W Bakerview Rd Ste A

Bellingham, WA 98226-9691

Phone: (360) 734-2043

Services: Member Services, ATM

Open in Directions

Northwest Avenue

Type: Branch Office

3233 Northwest Ave

Bellingham, WA 98225-1317

Phone: (360) 734-2043

Services: Member Services, ATM, Drive-Thru

Open in Directions

Safeway

Type: Branch Office

1275 E Sunset Dr

Bellingham, WA 98226

Phone: (360) 734-2043

Services: Member Services, ATM

Open in Directions

Everson

Nugents Corner

Type: Branch Office

5619 Lawrence Rd

Everson, WA 98247

Phone: (360) 734-2043

Services: Member Services, ATM, Drive-Thru

Open in Directions

Ferndale

Ferndale

Type: Branch Office

1739 LaBounty Dr

Ferndale, WA 98248

Phone: (360) 734-2043

Services: Member Services, ATM, Drive-Thru

Open in Directions

Lynden

Lynden

Type: Branch Office

1980 Kok Rd

Lynden, WA 98264-1712

Phone: (360) 734-2043

Services: Member Services, ATM, Drive-Thru

Open in Directions