IMPERIAL Credit Union Profile

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IMPERIAL

Charter #66300 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (217) 481-6381

Fax: (217) 787-2444

Founding Date: N/A

Website: http://www.imperialcreditunion.org

Personnel & Operations

President: HARRIS, DARPHY

Manager: Johnson, Victoria

FT Employees: 0

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Thursday 2 -4 pm, Sunday 1-2 pm and availab

Credit Union Profile Summary

IMPERIAL is a FISCU Credit Union. With a total of 205 members [1], this institution manages approximately $76,379 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.89% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -20.89% [1].

Financial Snapshot

Total Assets [1]
$76,379

Total economic resources.

Total Loans [1]
$9,495

Total value of outstanding loans.

Total Deposits [1]
$70,351

Total funds deposited by members.

Members [1]
205

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.89%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.69%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
13.50%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
8.70%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-20.89%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.50%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1130 S 16th St

Springfield, IL, 62703-2643

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by IMPERIAL (Charter #66300).

Main Office

Main Office Main Office

Type: Corporate Office

1130 S 16th St

Springfield, IL 62703-2643

Phone: (217) 481-6381

Services: Member Services

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