HIGH DESERT COMMUNITY Credit Union Profile

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HIGH DESERT COMMUNITY

Charter #66185 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (505) 334-3047

Fax: (877) 645-6258

Founding Date: N/A

Website: http://www.highdesertcu.org

Personnel & Operations

President: Arellano, Jolee

Manager: Rusk, Liz

FT Employees: 4

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday through Friday 9:00 AM to 4:00 PM

Credit Union Profile Summary

HIGH DESERT COMMUNITY is a FISCU Credit Union. With a total of 1,989 members [1], this institution manages approximately $16,828,097 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.64% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.67% [1].

Financial Snapshot

Total Assets [1]
$16,828,097

Total economic resources.

Total Loans [1]
$9,287,500

Total value of outstanding loans.

Total Deposits [1]
$14,570,657

Total funds deposited by members.

Members [1]
1,989

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.64%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.14%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
63.74%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -6.20%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -9.67%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.64%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

321 S Main Ave

Aztec, NM, 87410-2124
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by HIGH DESERT COMMUNITY (Charter #66185).

Main Office

High Desert Community Credit Union Main Office

Type: Corporate Office

321 S Main Ave

Aztec, NM 87410-2124

Phone: (505) 334-3047

Services: Member Services

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