PEOPLES Credit Union Profile

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PEOPLES

Charter #66155 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (719) 523-6250

Fax: (719) 523-6857

Founding Date: N/A

Website: http://www.peoples-cu.com

Personnel & Operations

President: Smith, Larkin

Manager: Homsher, Spencer

FT Employees: 16

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: 8:00A.M. - 4:00P.M. MONDAY THRU FRIDAY

Credit Union Profile Summary

PEOPLES is a FISCU Credit Union. With a total of 3,632 members [1], this institution manages approximately $75,514,713 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 17.72% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.63% [1].

Financial Snapshot

Total Assets [1]
$75,514,713

Total economic resources.

Total Loans [1]
$55,552,635

Total value of outstanding loans.

Total Deposits [1]
$61,713,840

Total funds deposited by members.

Members [1]
3,632

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.72%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.49%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
90.02%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 12.13%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 4.63%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.47%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

125 MAIN ST

SPRINGFIELD, CO, 81073
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by PEOPLES (Charter #66155).

Main Office

Main office Main Office

Type: Corporate Office

125 Main St

Springfield, CO 81073

Phone: (719) 523-6250

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Lamar

Branch office

Type: Branch Office

411 S Main St

Lamar, CO 81052-3222

Phone: (719) 336-4387

Services: Member Services, ATM, Drive-Thru

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