LOCO Credit Union Profile

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LOCO

Charter #66117 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (575) 437-3110

Fax: (575) 437-5646

Founding Date: N/A

Website: http://www.lococreditunion.com

Personnel & Operations

President: Wheeler, Gerald

Manager: Schlensig, Deanna

FT Employees: 14

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: LOBBY 9:00 A.M. TO 5:00 P.M. MONDAY THROUGH

Credit Union Profile Summary

LOCO is a FISCU Credit Union. With a total of 4,434 members [1], this institution manages approximately $64,249,499 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.17% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.25% [1].

Financial Snapshot

Total Assets [1]
$64,249,499

Total economic resources.

Total Loans [1]
$26,501,540

Total value of outstanding loans.

Total Deposits [1]
$55,479,826

Total funds deposited by members.

Members [1]
4,434

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.17%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.56%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
47.77%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.29%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-4.25%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-4.87%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

808 WASHINGTON AVE

ALAMOGORDO, NM, 88310-5166

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by LOCO (Charter #66117).

Main Office

LOCO Credit Union Main Office

Type: Corporate Office

808 Washington Ave

Alamogordo, NM 88310-5166

Phone: (575) 437-3110

Services: Member Services, Drive-Thru

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