COMMUNITY CHOICE Credit Union Profile

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COMMUNITY CHOICE

Charter #66012 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (303) 287-8025

Fax: (303) 287-5803

Founding Date: N/A

Website: http://www.yourbetterbankingchoice.

Personnel & Operations

President: Larsen, Debra

Manager: Thoen, Rainy

FT Employees: 16

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: M-Th 9-5 F 8:30-6 S 9-1

Credit Union Profile Summary

COMMUNITY CHOICE is a FISCU Credit Union. With a total of 6,494 members [1], this institution manages approximately $97,337,790 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.79% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.46% [1].

Financial Snapshot

Total Assets [1]
$97,337,790

Total economic resources.

Total Loans [1]
$43,839,820

Total value of outstanding loans.

Total Deposits [1]
$78,400,011

Total funds deposited by members.

Members [1]
6,494

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.79%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.56%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
55.92%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.34%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -11.46%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.05%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6921 E 72nd Ave

Commerce City, CO, 80022-2105
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by COMMUNITY CHOICE (Charter #66012).

Main Office

CCCU Main Main Office

Type: Corporate Office

6921 E 72nd Ave

Commerce City, CO 80022-2105

Phone: (303) 287-8025

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Wheat Ridge

Wheatridge Office

Type: Branch Office

4203 Wadsworth Blvd

Wheat Ridge, CO 80033

Phone: (303) 425-6627

Services: Member Services, ATM, Drive-Thru

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