MERCER Credit Union Profile

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MERCER

Charter #65995 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (309) 582-2005

Fax: (309) 582-2005

Founding Date: N/A

Website: https://www.mercercreditunion.com

Personnel & Operations

President: Stockham, Robert

Manager: Dixon, Jennifer

FT Employees: 0

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: M-W-F, 9-4

Credit Union Profile Summary

MERCER is a FISCU Credit Union. With a total of 415 members [1], this institution manages approximately $2,499,575 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.4% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.35% [1].

Financial Snapshot

Total Assets [1]
$2,499,575

Total economic resources.

Total Loans [1]
$1,849,594

Total value of outstanding loans.

Total Deposits [1]
$2,097,283

Total funds deposited by members.

Members [1]
415

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.4%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.78%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
88.19%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-7.09%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-6.35%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-16.67%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

100 SE 3rd Ave

Aledo, IL, 61231-1740

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by MERCER (Charter #65995).

Main Office

Mercer Credit Union Main Office

Type: Corporate Office

100 SE 3rd Ave

Aledo, IL 61231-1740

Phone: (309) 582-2005

Services: Member Services

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