MEA Credit Union Profile

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MEA

Charter #65896 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (217) 762-8511

Fax: (217) 762-8505

Founding Date: N/A

Personnel & Operations

President: Boss, Nichole

Manager: Dunker, Clay

FT Employees: 0

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: 7:30 a.m. - 4:00 p.m. Monday through Friday

Credit Union Profile Summary

MEA is a FISCU Credit Union. With a total of 124 members [1], this institution manages approximately $778,423 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 7.74% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 32.67% [1].

Financial Snapshot

Total Assets [1]
$778,423

Total economic resources.

Total Loans [1]
$608,406

Total value of outstanding loans.

Total Deposits [1]
$718,137

Total funds deposited by members.

Members [1]
124

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.74%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.74%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
84.72%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
35.24%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
32.67%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
5.98%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2 Sage Dr

Monticello, IL, 61856

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by MEA (Charter #65896).

Main Office

MEA Credit Union Main Office

Type: Corporate Office

2 Sage Dr

Monticello, IL 61856

Phone: (217) 762-8511

Services: Member Services

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