FREEDOM NORTHWEST Credit Union Profile

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FREEDOM NORTHWEST

Charter #65722 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (208) 935-0277

Fax: (208) 935-0067

Founding Date: N/A

Website: http://www.fnwcu.org

Personnel & Operations

President: Steere, Kevin

Manager: Garrett, Gregory

FT Employees: 44

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 19.16%

Membership Type: 99

Branches: 2

Hours: 9-5:30 M-F

Credit Union Profile Summary

FREEDOM NORTHWEST is a FISCU Credit Union. With a total of 12,867 members [1], this institution manages approximately $631,805,570 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.03% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 11.84% [1].

Financial Snapshot

Total Assets [1]
$631,805,570

Total economic resources.

Total Loans [1]
$518,835,973

Total value of outstanding loans.

Total Deposits [1]
$471,672,273

Total funds deposited by members.

Members [1]
12,867

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.03%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.20%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
110.00%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 10.09%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 11.84%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.20%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

303 MAIN STREET

KAMIAH, ID, 83536
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by FREEDOM NORTHWEST (Charter #65722).

Main Office

Kamiah Branch Main Office

Type: Corporate Office

303 Main Street

Kamiah, ID 83536

Phone: (208) 935-0277

Services: Member Services, Drive-Thru

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Additional Branches

Kooskia

Kooskia Branch

Type: Branch Office

201 Rivers Loop

Kooskia, ID 83539

Phone: (208) 926-4768

Services: Member Services

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