UNITED SAVINGS Credit Union Profile

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UNITED SAVINGS

Charter #65578 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (701) 235-2832

Fax: (701) 235-8376

Founding Date: N/A

Website: HTTP://WWW.UNITEDSAVINGSCU.ORG

Personnel & Operations

President: Hansen, Keith

Manager: Schaefbauer, Jim

FT Employees: 30

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: 7:30 - 6:00 M-F 8:30 - 1:00 SATURDAY

Credit Union Profile Summary

UNITED SAVINGS is a FISCU Credit Union. With a total of 7,196 members [1], this institution manages approximately $118,785,123 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.89% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.80% [1].

Financial Snapshot

Total Assets [1]
$118,785,123

Total economic resources.

Total Loans [1]
$86,780,263

Total value of outstanding loans.

Total Deposits [1]
$102,871,734

Total funds deposited by members.

Members [1]
7,196

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.89%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.11%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
84.36%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.14%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.80%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.42%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1001 1ST AVE N

FARGO, ND, 58102
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by UNITED SAVINGS (Charter #65578).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

1001 1st Ave N

Fargo, ND 58102

Phone: (701) 235-2832

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Detroit Lakes

Detroit Lakes

Type: Branch Office

1121 Highway 10 E

Detroit Lakes, MN 56501-4215

Phone: (218) 844-1150

Services: Member Services, ATM, Drive-Thru

Open in Directions

Dilworth

Dilworth Office

Type: Branch Office

1407 W Highway 10

Dilworth, MN 56529

Phone: (701) 356-1360

Services: Member Services, ATM, Drive-Thru

Open in Directions

Fargo

AMBER VALLEY OFFICE

Type: Branch Office

2401 45th St S

Fargo, ND 58104

Phone: (701) 356-0073

Services: Member Services, ATM, Drive-Thru

Open in Directions