CEDAR FALLS COMMUNITY Credit Union Profile

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CEDAR FALLS COMMUNITY

Charter #65565 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (319) 266-7531

Fax: (319) 266-8543

Founding Date: N/A

Website: http://www.cfccu.org

Personnel & Operations

President: Riehm, Becky

Manager: Kaeppel, Chad

FT Employees: 28

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: 9:00 - 5:00 Monday - Friday 9:00 - 12:00 S

Credit Union Profile Summary

CEDAR FALLS COMMUNITY is a FISCU Credit Union. With a total of 8,767 members [1], this institution manages approximately $223,124,628 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.45% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 13.50% [1].

Financial Snapshot

Total Assets [1]
$223,124,628

Total economic resources.

Total Loans [1]
$173,078,940

Total value of outstanding loans.

Total Deposits [1]
$184,883,405

Total funds deposited by members.

Members [1]
8,767

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.45%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.64%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
93.62%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 9.90%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 13.50%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.84%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

123 W 4th St

Cedar Falls, IA, 50613-2831
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by CEDAR FALLS COMMUNITY (Charter #65565).

Main Office

Main Office Main Office

Type: Corporate Office

123 W 4th St

Cedar Falls, IA 50613-2831

Phone: (319) 266-7531

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Cedar Falls

Industrial Park

Type: Branch Office

420 Viking Rd

Cedar Falls, IA 50613-6930

Phone: (319) 277-3690

Services: Member Services, ATM, Drive-Thru

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Waterloo

Waterloo Branch

Type: Branch Office

1005 E 4th St

Waterloo, IA 50703

Phone: (319) 232-0808

Services: Member Services

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Waverly

CUNA Mutual Insurance

Type: Branch Office

2000 Heritage Way

Waverly, IA 50677

Phone: (319) 483-2241

Services: Member Services

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