LINCOLN S.D.A. Credit Union Profile

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LINCOLN S.D.A.

Charter #65561 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (402) 489-8886

Fax: (402) 489-9161

Founding Date: N/A

Website: http://www.lincolnsdacu.org

Personnel & Operations

President: Edgerton, Thaddeus

Manager: Nelson, Mike

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 8:30-5 MONDAY-THURSDAY AND 8:30-2 FRIDAY

Credit Union Profile Summary

LINCOLN S.D.A. is a FISCU Credit Union. With a total of 1,153 members [1], this institution manages approximately $10,291,924 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.39% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.03% [1].

Financial Snapshot

Total Assets [1]
$10,291,924

Total economic resources.

Total Loans [1]
$4,872,459

Total value of outstanding loans.

Total Deposits [1]
$9,068,307

Total funds deposited by members.

Members [1]
1,153

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.39%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-2.30%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
53.73%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.65%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.03%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.60%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4733 PRESCOTT AVE

LINCOLN, NE, 68506-5456

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by LINCOLN S.D.A. (Charter #65561).

Main Office

Lincoln SDA Credit Union Main Office

Type: Corporate Office

4733 Prescott Ave

Lincoln, NE 68506-5456

Phone: (402) 489-8886

Services: Member Services

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