COMMUNITY SPIRIT CREDIT UNION Credit Union Profile

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COMMUNITY SPIRIT CREDIT UNION

Charter #65493 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (812) 537-0928

Fax: (812) 537-0186

Founding Date: N/A

Website: http://www.communityspiritcu.org

Personnel & Operations

President: Arnett, Christine

Manager: Brett, Tamara

FT Employees: 6

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday - Thursday 8:30 - 5:00 Friday 8:30

Credit Union Profile Summary

COMMUNITY SPIRIT CREDIT UNION is a FISCU Credit Union. With a total of 2,067 members [1], this institution manages approximately $20,650,997 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.6% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.42% [1].

Financial Snapshot

Total Assets [1]
$20,650,997

Total economic resources.

Total Loans [1]
$10,898,410

Total value of outstanding loans.

Total Deposits [1]
$18,384,350

Total funds deposited by members.

Members [1]
2,067

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.6%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.13%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
59.28%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.00%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -11.42%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.77%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

160 Industrial Dr

Lawrenceburg, IN, 47025-1116
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by COMMUNITY SPIRIT CREDIT UNION (Charter #65493).

Main Office

Community Spirit CU Main Office

Type: Corporate Office

160 Industrial Dr

Lawrenceburg, IN 47025-1116

Phone: (812) 537-0928

Services: Member Services, ATM, Drive-Thru

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