ENERGY PLUS Credit Union Profile

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ENERGY PLUS

Charter #65458 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (317) 261-8521

Fax: (317) 261-5480

Founding Date: N/A

Website: http://www.energypluscu.org

Personnel & Operations

President: Mamuska Morris, Sara

Manager: Palmer, Cari

FT Employees: 13

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: 7:30-4:15 Mon, Tues, Thurs, Fri. 10:30-4:1

Credit Union Profile Summary

ENERGY PLUS is a FISCU Credit Union. With a total of 3,883 members [1], this institution manages approximately $44,822,875 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.65% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.97% [1].

Financial Snapshot

Total Assets [1]
$44,822,875

Total economic resources.

Total Loans [1]
$31,801,533

Total value of outstanding loans.

Total Deposits [1]
$37,607,700

Total funds deposited by members.

Members [1]
3,883

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.65%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.91%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
84.56%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.83%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 3.97%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.54%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1230 W Morris St

Indianapolis, IN, 46221-1710
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by ENERGY PLUS (Charter #65458).

Main Office

Main Office Main Office

Type: Corporate Office

1230 W Morris St

Indianapolis, IN 46221-1710

Phone: (317) 261-8521

Services: Member Services

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Additional Branches

Indianapolis

Citizen's Gas Branch

Type: Branch Office

2020 N Meridian St

Indianapolis, IN 46202

Phone: (317) 261-6405

Services: Member Services

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Petersburg

Petersburg Branch

Type: Branch Office

6925 N State Road 57

Petersburg, IN 47567

Phone: (812) 354-1134

Services: None specified

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