WESTERN ILLINOIS SCHOOL EMPLOYEES Credit Union Profile

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WESTERN ILLINOIS SCHOOL EMPLOYEES

Charter #65426 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (217) 224-2091

Fax: (217) 224-2092

Founding Date: N/A

Website: http://WISECU.COM

Personnel & Operations

President: Whelan, Gina

Manager: Reynolds, Thomas

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 12:00 P.M TO 4:30 P.M. MONDAY - FRIDAY

Credit Union Profile Summary

WESTERN ILLINOIS SCHOOL EMPLOYEES is a FISCU Credit Union. With a total of 1,696 members [1], this institution manages approximately $23,209,441 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 16.18% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.46% [1].

Financial Snapshot

Total Assets [1]
$23,209,441

Total economic resources.

Total Loans [1]
$17,239,591

Total value of outstanding loans.

Total Deposits [1]
$19,233,968

Total funds deposited by members.

Members [1]
1,696

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.18%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.39%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
89.63%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.96%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.46%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -5.62%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1416 MAINE ST

QUINCY, IL, 62301
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by WESTERN ILLINOIS SCHOOL EMPLOYEES (Charter #65426).

Main Office

WESTERN IL SCHOOL EMPLOYEES CREDIT UNION Main Office

Type: Corporate Office

1416 MAINE ST

Quincy, IL 62301

Phone: (217) 224-2091

Services: Member Services

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