KEYPOINT Credit Union Profile

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KEYPOINT

Charter #65299 | NCUA Region 3 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (408) 731-4100

Fax: (408) 727-1959

Founding Date: N/A

Website: https://www.kpcu.com

Personnel & Operations

President: Stattenfield, Keith

Manager: Canfield, T. Bradford

FT Employees: 180

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 13%

Membership Type: 99

Branches: 7

Hours: Mon-Fri

Credit Union Profile Summary

KEYPOINT is a FISCU Credit Union. With a total of 54,244 members ^[1], this institution manages approximately $1,596,710,584 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.49% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.36% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,596,710,584

Total economic resources.

Total Loans ^[1]

$1,255,241,829

Total value of outstanding loans.

Total Deposits ^[1]

$1,336,699,567

Total funds deposited by members.

Members ^[1]

54,244

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.49%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.38%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

93.91%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -3.30%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -1.36%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.03%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2150 Trade Zone Blvd

San Jose, CA, 95131-1730

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 8 branches reported by KEYPOINT (Charter #65299).

Main Office

San Jose Main Office

Type: Corporate Office

2150 Trade Zone Blvd

San Jose, CA 95131-1730

Phone: (408) 731-4100

Services: ATM

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Additional Branches

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Santa Clara

Santa Clara Branch

Type: Branch Office

3556 La Rambla Ave

Santa Clara, CA 95051-0734

Phone: (408) 731-4100

Services: Member Services, ATM

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