WATERLOO FIREMEN'S Credit Union Profile

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WATERLOO FIREMEN'S

Charter #65193 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (319) 236-3803

Fax: (319) 236-3803

Founding Date: N/A

Personnel & Operations

President: Linder, Christopher

Manager: Peters, Lauren

FT Employees: 0

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday, Wednesday, Friday 8:00 a.m. - 10:0

Credit Union Profile Summary

WATERLOO FIREMEN'S is a FISCU Credit Union. With a total of 322 members [1], this institution manages approximately $2,816,977 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.62% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.36% [1].

Financial Snapshot

Total Assets [1]
$2,816,977

Total economic resources.

Total Loans [1]
$2,026,111

Total value of outstanding loans.

Total Deposits [1]
$2,461,172

Total funds deposited by members.

Members [1]
322

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.62%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.96%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
82.32%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.56%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
2.36%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.72%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

425 E 3rd St

Waterloo, IA, 50703

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by WATERLOO FIREMEN'S (Charter #65193).

Main Office

Waterloo Firemen's Credit Union Main Office

Type: Corporate Office

425 E 3rd St

Waterloo, IA 50703

Phone: (319) 236-3803

Services: Member Services

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