CENTRAL ILLINOIS Credit Union Profile

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CENTRAL ILLINOIS

Charter #65186 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (217) 356-9721

Fax: (217) 356-0044

Founding Date: N/A

Website: HTTP://WWW.CICU.COM

Personnel & Operations

President: Scott, Cheri

Manager: anderson, chelsea

FT Employees: 7

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: monday - friday 9:00 to 5:00 drive up/walk

Credit Union Profile Summary

CENTRAL ILLINOIS is a FISCU Credit Union. With a total of 3,501 members [1], this institution manages approximately $25,718,448 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.37% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.57% [1].

Financial Snapshot

Total Assets [1]
$25,718,448

Total economic resources.

Total Loans [1]
$11,612,069

Total value of outstanding loans.

Total Deposits [1]
$22,435,833

Total funds deposited by members.

Members [1]
3,501

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.37%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.03%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
51.76%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.41%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.57%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.77%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2106 w john st

champaign, IL, 61821
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CENTRAL ILLINOIS (Charter #65186).

Main Office

Central Illinois Credit Union Main Office

Type: Corporate Office

2106 w john st

Champaign, IL 61821

Phone: (217) 356-9721

Services: Member Services, ATM, Drive-Thru

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