OPTIONS Credit Union Profile
Showing details for OPTIONS Credit Union.
Credit Union Profile for: OPTIONS
OPTIONS
Headquarters Contact & Staff
Contact & Info
Phone: (303) 860-1117
Fax: (303) 845-9776
Founding Date: N/A
Website: http://www.optionscreditunion.com
Personnel & Operations
President: Gaffigan, Tim
Manager: Espinoza, Sherry
FT Employees: 2
PT Employees: 0
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 99
Branches: 1
Hours: Monday Through Friday 9-4 pm
Credit Union Profile Summary
OPTIONS is a FISCU Credit Union. With a total of 562 members [1], this institution manages approximately $4,507,195 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.24% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.98% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
N/A / 5.0Total Approved Reviews:
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Branch Locations
Found 1 branches reported by OPTIONS (Charter #65111).
Main Office
Coal Mine Branch Main Office
5935 S Zang St
Unit 4
Littleton, CO 80127
Phone: (303) 860-1117
Services: Member Services, ATM