OPTIONS Credit Union Profile

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OPTIONS

Charter #65111 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (303) 860-1117

Fax: (303) 845-9776

Founding Date: N/A

Website: http://www.optionscreditunion.com

Personnel & Operations

President: Gaffigan, Tim

Manager: Espinoza, Sherry

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday Through Friday 9-4 pm

Credit Union Profile Summary

OPTIONS is a FISCU Credit Union. With a total of 562 members [1], this institution manages approximately $4,507,195 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.24% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.98% [1].

Financial Snapshot

Total Assets [1]
$4,507,195

Total economic resources.

Total Loans [1]
$4,067,504

Total value of outstanding loans.

Total Deposits [1]
$4,071,314

Total funds deposited by members.

Members [1]
562

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.24%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.93%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
99.91%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-12.29%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-6.98%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-16.12%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5935 S Zang St, Unit 4

Littleton, CO, 80127

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by OPTIONS (Charter #65111).

Main Office

Coal Mine Branch Main Office

Type: Corporate Office

5935 S Zang St

Unit 4

Littleton, CO 80127

Phone: (303) 860-1117

Services: Member Services, ATM

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