ST. PATRICK S PARISH Credit Union Profile

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ST. PATRICK S PARISH

Charter #65091 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (802) 827-6684

Fax:

Founding Date: N/A

Personnel & Operations

President: Persons, Frank

Manager: Schreindorfer, John

FT Employees: 0

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 4:30 PM to 8:30 PM

Credit Union Profile Summary

ST. PATRICK S PARISH is a FISCU Credit Union. With a total of 313 members [1], this institution manages approximately $574,439 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.91% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -19.84% [1].

Financial Snapshot

Total Assets [1]
$574,439

Total economic resources.

Total Loans [1]
$455,130

Total value of outstanding loans.

Total Deposits [1]
$500,163

Total funds deposited by members.

Members [1]
313

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.91%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.22%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
91.00%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-8.15%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-19.84%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.00%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4552 VT Route 36

Fairfield, VT, 05455

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by ST. PATRICK S PARISH (Charter #65091).

Main Office

Main Main Office

Type: Corporate Office

4552 VT Route 36

Fairfield, VT 05455

Phone: (802) 827-6684

Services: Member Services

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