COMMUNITY CHOICE Credit Union Profile

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COMMUNITY CHOICE

Charter #65078 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (515) 334-8100

Fax: (515) 334-8150

Founding Date: N/A

Website: https://www.comchoicecu.org

Personnel & Operations

President: Dickey, Randy

Manager: Cook, Josh

FT Employees: 181

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 10

Hours: 8-5 WEEKDAYS

Credit Union Profile Summary

COMMUNITY CHOICE is a FISCU Credit Union. With a total of 53,106 members [1], this institution manages approximately $870,066,309 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.26% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.96% [1].

Financial Snapshot

Total Assets [1]
$870,066,309

Total economic resources.

Total Loans [1]
$694,644,708

Total value of outstanding loans.

Total Deposits [1]
$742,305,260

Total funds deposited by members.

Members [1]
53,106

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.26%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.94%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
93.58%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 8.70%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 6.96%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.82%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6163 NW 86TH ST

JOHNSTON, IA, 50131
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 8 branches reported by COMMUNITY CHOICE (Charter #65078).

Main Office

Johnston Administration Office Main Office

Type: Corporate Office

6163 NW 86th st

Johnston, IA 50131

Phone: (515) 334-8100

Services: None specified

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Additional Branches

Altoona

Altoona

Type: Branch Office

818 8th st SW

Altoona, IA 50009

Phone: (515) 334-8182

Services: None specified

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Ames

Ames branch

Type: Branch Office

212 E Lincoln Way

Ames, IA 50010

Phone: (515) 233-1526

Services: Member Services, ATM, Drive-Thru

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Ankeny

Ankeny

Type: Branch Office

2710 S Ankeny Blvd

Ankeny, IA 50023-8269

Phone: (515) 251-8020

Services: None specified

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Clive

Clive

Type: Branch Office

1351 NW 114th St

Clive, IA 50325-7066

Phone: (515) 225-8225

Services: None specified

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Des Moines

Downtown

Type: Branch Office

700 Lyon st

Des Moines, IA 50309-5457

Phone: (515) 243-0994

Services: None specified

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Grimes

Grimes Unbanking Center

Type: Branch Office

1895 SE Grimes Blvd

Ste 102

Grimes, IA 50111

Phone: (515) 334-8100

Services: Member Services, ATM

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Johnston

Johnston

Type: Branch Office

8404 nw 62nd ave

Johnston, IA 50131

Phone: (515) 334-8100

Services: Member Services, ATM, Drive-Thru

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