ST. LUDMILA S Credit Union Profile

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ST. LUDMILA S

Charter #65062 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (319) 362-7282

Fax: (319) 261-0193

Founding Date: N/A

Personnel & Operations

President: Tresnak, Randy

Manager: Berhenke, Shanna

FT Employees: 0

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 0

Hours: Sunday: 8:30-10:30 AM

Credit Union Profile Summary

ST. LUDMILA S is a FISCU Credit Union. With a total of 105 members [1], this institution manages approximately $336,261 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 33.41% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.31% [1].

Financial Snapshot

Total Assets [1]
$336,261

Total economic resources.

Total Loans [1]
$263,806

Total value of outstanding loans.

Total Deposits [1]
$222,912

Total funds deposited by members.

Members [1]
105

Number of active members.

Performance Ratios

Net Worth Ratio [1]
33.41%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.32%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
118.35%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.78%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
5.31%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
3.96%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

211 21st Ave SW

Cedar Rapids, IA, 52404

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by ST. LUDMILA S (Charter #65062).

Main Office

St. Ludmila Credit Union Main Office

Type: Corporate Office

211 21st Ave SW

Cedar Rapids, IA 52404

Phone: (319) 362-7282

Services: None specified

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