GAS AND ELECTRIC Credit Union Profile

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GAS AND ELECTRIC

Charter #65003 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (309) 793-3610

Fax: (309) 788-6548

Founding Date: N/A

Website: http://www.gaselectriccu.com

Personnel & Operations

President: NILES, DARRON

Manager: EMPEN, DARYL

FT Employees: 16

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: MONDAY 8:00 - 5:00 TUESDAY 8:00 - 5:00 WEDN

Credit Union Profile Summary

GAS AND ELECTRIC is a FISCU Credit Union. With a total of 5,588 members [1], this institution manages approximately $125,552,966 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.17% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.89% [1].

Financial Snapshot

Total Assets [1]
$125,552,966

Total economic resources.

Total Loans [1]
$82,687,715

Total value of outstanding loans.

Total Deposits [1]
$112,502,073

Total funds deposited by members.

Members [1]
5,588

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.17%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.86%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.50%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.36%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
3.89%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.20%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2300 4TH AVE

ROCK ISLAND, IL, 61201

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by GAS AND ELECTRIC (Charter #65003).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

2300 4TH AVE

Rock Island, IL 61201

Phone: (309) 793-3610

Services: Member Services, ATM, Drive-Thru

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