RIVER COMMUNITY Credit Union Profile

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RIVER COMMUNITY

Charter #64986 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (641) 684-6302

Fax: (641) 684-7921

Founding Date: N/A

Website: http://www.rivercommunitycu.org

Personnel & Operations

President: Greenfield, Herbert

Manager: Bissell, Nathan

FT Employees: 6

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: M-T 8:00 AM - 4:30 PMF 8:00 AM - 5:00 PM

Credit Union Profile Summary

RIVER COMMUNITY is a FISCU Credit Union. With a total of 3,631 members [1], this institution manages approximately $30,172,539 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.55% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.12% [1].

Financial Snapshot

Total Assets [1]
$30,172,539

Total economic resources.

Total Loans [1]
$20,673,084

Total value of outstanding loans.

Total Deposits [1]
$25,648,775

Total funds deposited by members.

Members [1]
3,631

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.55%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.30%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.60%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.97%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.12%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.81%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

644 W 2nd St

Ottumwa, IA, 52501-2358
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by RIVER COMMUNITY (Charter #64986).

Main Office

River Community C. U. Main Office

Type: Corporate Office

644 W 2nd St

Ottumwa, IA 52501-2358

Phone: (641) 684-6302

Services: Member Services, ATM, Drive-Thru

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