K.C. AREA Credit Union Profile

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K.C. AREA

Charter #64939 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (816) 936-5050

Fax: (816) 936-5060

Founding Date: N/A

Website: http://www.kcareacu.com

Personnel & Operations

President: Gunter, Josef

Manager: Churchill, Elisha

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: M-F, 7:30AM-3:00PM

Credit Union Profile Summary

K.C. AREA is a FISCU Credit Union. With a total of 2,005 members [1], this institution manages approximately $11,510,728 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.48% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -14.33% [1].

Financial Snapshot

Total Assets [1]
$11,510,728

Total economic resources.

Total Loans [1]
$3,704,298

Total value of outstanding loans.

Total Deposits [1]
$9,558,387

Total funds deposited by members.

Members [1]
2,005

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.48%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.70%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
38.75%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.35%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-14.33%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-4.25%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

601 E 12TH ST RM G-61

KANSAS CITY, MO, 64106

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by K.C. AREA (Charter #64939).

Additional Branches

Kansas City

KC Area Credit Union--Fairfax Branch

Type: Branch Office

1401 Fairfax Trfy Ste 100E

Kansas City, KS 66115-1415

Phone: (913) 371-1345

Services: Member Services

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