ILLINOIS STATE Credit Union Profile

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ILLINOIS STATE

Charter #64920 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (309) 451-8400

Fax: (309) 451-8410

Founding Date: N/A

Website: http://www.itsmycreditunion.org

Personnel & Operations

President: Quane, Larry

Manager: Ewen, Thom

FT Employees: 64

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: Hours: M,T,TH,F 7:30am - 6:00pm drive 9:

Credit Union Profile Summary

ILLINOIS STATE is a FISCU Credit Union. With a total of 17,921 members [1], this institution manages approximately $230,086,560 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.73% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 17.99% [1].

Financial Snapshot

Total Assets [1]
$230,086,560

Total economic resources.

Total Loans [1]
$173,973,526

Total value of outstanding loans.

Total Deposits [1]
$202,907,350

Total funds deposited by members.

Members [1]
17,921

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.73%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.72%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
85.74%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
9.15%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
17.99%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
3.60%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1309 S Center St

Normal, IL, 61761-3458

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by ILLINOIS STATE (Charter #64920).

Main Office

ISU Credit Union Main Office

Type: Corporate Office

1309 S Center St

Normal, IL 61761-3458

Phone: (309) 451-8400

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Bloomington

1408 Airport Road

Type: Branch Office

1408 Airport Rd

Bloomington, IL 61704-2566

Phone: (309) 451-8400

Services: ATM, Drive-Thru

Open in Directions

Loves Park

Loves Park Branch

Type: Branch Office

5305 N 2nd St

Loves Park, IL 61111-5008

Services: ATM, Drive-Thru

Open in Directions

Normal

Bone Student Center Branch

Type: Branch Office

100 N University St

Normal, IL 61761-4402

Phone: (309) 862-0617

Services: Member Services, ATM

Open in Directions

Ottawa

Ottawa Branch

Type: Branch Office

311 E Joliet St

Ottawa, IL 61350

Phone: (309) 451-8400

Services: Member Services, Drive-Thru

Open in Directions