PATRIOT Credit Union Profile

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PATRIOT

Charter #64856 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (314) 892-6325

Fax: (314) 892-3580

Founding Date: N/A

Website: http://www.patriotcu.com

Personnel & Operations

President: RASURE, ZACK

Manager: SCHUMM, ALEXANDER

FT Employees: 2

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 9 AM TO 5:30 PM MONDAY, TUESDAY AND THURSDA

Credit Union Profile Summary

PATRIOT is a FISCU Credit Union. With a total of 1,535 members [1], this institution manages approximately $16,577,584 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 7.76% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.36% [1].

Financial Snapshot

Total Assets [1]
$16,577,584

Total economic resources.

Total Loans [1]
$13,667,801

Total value of outstanding loans.

Total Deposits [1]
$15,261,152

Total funds deposited by members.

Members [1]
1,535

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.76%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.71%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
89.56%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.93%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.36%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.19%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4343 TELEGRAPH RD, ST. BERNADETTE C

SAINT LOUIS, MO, 63129-2648
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by PATRIOT (Charter #64856).

Main Office

St. Bernadette Credit Union Main Office

Type: Corporate Office

4343 Telegraph Rd

St. Bernadette Credit Union

Saint Louis, MO 63129-2648

Phone: (314) 892-6325

Services: Member Services, ATM

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