COMMUNITY FIRST Credit Union Profile

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COMMUNITY FIRST

Charter #64746 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (573) 248-2569

Fax: (573) 248-2455

Founding Date: N/A

Website: http://www.mycommunityfirstcu.com

Personnel & Operations

President: Baxter, Michael

Manager: HATHAWAY, NATHAN

FT Employees: 2

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: M - F 8:30 AM - 4:30 PM

Credit Union Profile Summary

COMMUNITY FIRST is a FISCU Credit Union. With a total of 1,213 members [1], this institution manages approximately $8,783,053 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.17% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.49% [1].

Financial Snapshot

Total Assets [1]
$8,783,053

Total economic resources.

Total Loans [1]
$6,241,581

Total value of outstanding loans.

Total Deposits [1]
$7,865,631

Total funds deposited by members.

Members [1]
1,213

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.17%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.01%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
79.35%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.32%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
0.49%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
12.31%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6460 INTERSTATE CT

HANNIBAL, MO, 63401

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by COMMUNITY FIRST (Charter #64746).

Main Office

Main Office Main Office

Type: Corporate Office

6460 Interstate Ct

Hannibal, MO 63401

Phone: (573) 248-2569

Services: Member Services

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