SMARTCHOICE Credit Union Profile
Showing details for SMARTCHOICE Credit Union.
Credit Union Profile for: SMARTCHOICE
SMARTCHOICE
Headquarters Contact & Staff
Contact & Info
Phone: (815) 481-3537
Fax: (815) 663-1106
Founding Date: N/A
Personnel & Operations
President: PUFAHL, ROBIN
Manager: CHIESI, VICKIE
FT Employees: 0
PT Employees: 1
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 99
Branches: 1
Hours: mon - fri 9am-5pm
Credit Union Profile Summary
SMARTCHOICE is a FISCU Credit Union. With a total of 252 members [1], this institution manages approximately $813,964 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 29.14% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -19.49% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 1 branches reported by SMARTCHOICE (Charter #64731).
Main Office
Main office Main Office
1 Les Buzz Way Ste A
Spring Valley, IL 61362
Phone: (815) 481-3537
Services: Member Services