CO - LIB Credit Union Profile

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CO - LIB

Charter #64723 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (314) 994-3300

Fax: (314) 997-7602

Founding Date: N/A

Personnel & Operations

President: Lakin, Matthew

Manager: Gamache, Amy

FT Employees: 0

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 8:00 a.m. - 4:30 p.m.

Credit Union Profile Summary

CO - LIB is a FISCU Credit Union. With a total of 233 members [1], this institution manages approximately $1,204,705 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.32% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.58% [1].

Financial Snapshot

Total Assets [1]
$1,204,705

Total economic resources.

Total Loans [1]
$782,338

Total value of outstanding loans.

Total Deposits [1]
$1,017,779

Total funds deposited by members.

Members [1]
233

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.32%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.00%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
76.87%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.17%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
0.58%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.00%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1412 S Spoede Rd

Saint Louis, MO, 63131-2557

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by CO - LIB (Charter #64723).

Main Office

St. Louis County Library - HQ Main Office

Type: Corporate Office

1412 S Spoede Rd

Saint Louis, MO 63131-2557

Phone: (314) 994-3300

Services: Member Services

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