LEGACY Credit Union Profile

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LEGACY

Charter #64708 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (417) 659-6013

Fax: (417) 659-8731

Founding Date: N/A

Website: HTTP://WWW.YOURLCU.COM

Personnel & Operations

President: Houdyshell, Tim

Manager: Coyne, Justin

FT Employees: 4

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Monday - Friday: Lobby 9:00am to 5:00pm,

Credit Union Profile Summary

LEGACY is a FISCU Credit Union. With a total of 3,185 members [1], this institution manages approximately $25,617,531 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.93% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 31.24% [1].

Financial Snapshot

Total Assets [1]
$25,617,531

Total economic resources.

Total Loans [1]
$15,046,181

Total value of outstanding loans.

Total Deposits [1]
$21,412,377

Total funds deposited by members.

Members [1]
3,185

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.93%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.02%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
70.27%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
23.00%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
31.24%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
74.42%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3202 Indiana Ave

Joplin, MO, 64804-4037

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by LEGACY (Charter #64708).

Main Office

Legacy Credit Union Main Office

Type: Corporate Office

3202 Indiana Ave

Joplin, MO 64804-4037

Phone: (417) 659-6013

Services: Member Services, Drive-Thru

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