ALABAMA POSTAL Credit Union Profile

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ALABAMA POSTAL

Charter #64645 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (205) 252-4812

Fax: (205) 251-2829

Founding Date: N/A

Website: https://www.alabamapostalcu.com

Personnel & Operations

President: Schilling, James

Manager: Allen, Randy

FT Employees: 2

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 11:00AM - 4:00PM

Credit Union Profile Summary

ALABAMA POSTAL is a FISCU Credit Union. With a total of 895 members [1], this institution manages approximately $6,296,324 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 43.13% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.33% [1].

Financial Snapshot

Total Assets [1]
$6,296,324

Total economic resources.

Total Loans [1]
$2,245,463

Total value of outstanding loans.

Total Deposits [1]
$3,574,609

Total funds deposited by members.

Members [1]
895

Number of active members.

Performance Ratios

Net Worth Ratio [1]
43.13%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.36%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
62.82%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
7.53%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
2.33%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.17%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

351 24th St N

Birmingham, AL, 35203-3836

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by ALABAMA POSTAL (Charter #64645).

Main Office

Alabama Postal Credit Union postal Credit Union Main Office

Type: Corporate Office

351 24th St N

Birmingham, AL 35203-3836

Phone: (205) 252-4812

Services: None specified

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